Group Medical Savings with the Delphi Card
DELPHI CARD clients can realize up to 15/20% net health care cost savings over traditional plans, while providing their employees with top-rated health benefits.
How will DELPHI CARD reduce your costs up to 15/20%?
- Employer purchases a high deductible health plan with a Health Reimbursement Arrangement (HRA and/or HSA administered by DELPHI CARD) to reduce your overall premium costs. Basically, your premium savings will fund its claim liability.
- Your plan is based on a series of deductible tiers strategically structured to meet your company's and employees' needs. The plan eliminates co-payments and gives employees a stronger connection to their health care spending.
- DELPHI CARD RN Case Managers work to promote preventative medicine and proactive care, which impedes the progression of many illnesses. This keeps members healthier and works to decrease medical costs.
What will DELPHI CARD offer your employees?
- Utilize current insurance carrier or access to A rated carriers.
- Prescription discounts through well-respected PBMs.
- All plan administration is handled by DELPHI CARD removing multiple benefit administrators and plan confusion.
- The care of Nurse Case Managers who act as DELPHI CARD members' advocates, assisting with health questions and providing guidance for seeking appropriate medical care.
- Exceptional customer service to eliminate plan benefit confusion, answer claim questions, explain plan details and assist with special circumstances.
The DELPHI CARD staff will take special care in creating a plan mirroring a traditional plan that will enable your employees to experience a smooth transition and manage all of the plan's details. You'll know how your health care dollars are being spent and realize the return of your health care investment.
To provide you with a DELPHI CARD proposal, please forward the following information:
-
A census including age or date of birth, gender and coverage type
-
Current carrier premiums and renewal premiums Percent or employee portion of premium paid by employee for each coverage type
-
Current Summary of Benefits and proposed options/stop loss information
-
Any known medical conditions
-
Other ancillary benefits offered, if applicable
Please be assured that we do not look at your traditional plan's rates and merely attempt to bid a bit below that amount. We use this information to structure a plan that will best suit your employees while helping your company realize notable savings. You will be presented with plan options based on various deductible amounts.
We appreciate your interest in this revolutionary new product and hope to have answered your questions. Brokers Health is committed to providing our agents with the the best possible group and individual products.
|
|
NEXT EVENT: Annual Michigan Insurance Expo & CE Convention
Brought to you by NAIFA - Michigan & FIC Michigan
-
May 15-16, 2008
-
Marriott Ann Arbor Ypsilanti @ Eagle Creek - link
NAIFA website |
