Visit Mexico with Brokers Health
Sun drenched beaches await qualifying agents for a week of fun with Brokers Health! Airfare on American Airlines, accommodations by Hyatt Hotels, transfers, breakfast and dinner with drinks included!
YOU CAN QUALIFY FOR OUR TRIP AND for American Community, Assurant, World and Colonial Life's trip.
Brokers Health is the only brokerage where you can earn double credit.
January 2-9, 2008
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| :: info@brokershealth.com
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Football Ticket Winners!
Brokers Health has given away college football tickets to those who enter our weekly drawings. Winners include:
A. Pawieiski
G. Stewert
K. Page
R. Chiesa
J. Siggers
A. Street
J. Rule
R. Brandt
D. Clark
B. German
J. Young | |
| The insurance industry is moving at light speed these days so Brokers Health helps by putting together this newsletter full of helpful items you can use. AND we offer great incentives like taking entries to win University of Notre Dame, University of Michigan and Michigan State FOOTBALL TICKETS (details below).
Brokers Health values your privacy so we will never share your email address with anyone. Contact us anytime with any questions, comments or ideas you may have - Thank you. |
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Online Health Quote in Two Easy Steps!!
Brokers Health has added the functionality to our website to give visitors health insurance quotes in two easy steps. By filling in basic info and a personal profile - all industry best secured - numerous quotes are provided.
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Health Savings Accounts
Pay medical expenses with pre-tax dollars. Save for retirement.
A Health Savings Account (HSA) is a smart alternative to conventional coverage. Available to any individual, family, or employer group with a qualified high deductible health insurance plan, an HSA provides significant tax benefits:
- Contributions to your HSA can be deducted from your taxable income
- HSA funds accumulate tax-free
- You pay no tax on withdrawals for qualified medical expenses
An HSA is fully portable and yours to keep. Unused HSA funds roll over from year to year.
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A November Sales Tip
from World Insurance
It's no suprise to anyone that health care costs continue to rise - as do insurance premiums. Many small employers today are finding it more difficult to continue providing health insurance benefits for their employees.
Brokers Health Insurance can help you show employers AND employees the benefits of group and HSA's. Ask us how we can help YOU the agent with your sales.
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PPOM Network is now Cofinity
Aetna recently announced a new brand name for PPOM - Cofinity. The name and logo will be used for the organization previously known as PPOM. The transition to Cofinity will take place over approximately fifteen months.
There will be no immediate changes to member cards; therefore insureds should continue to use their existing ID cards. Once new ID cards are issued, you'll be notified prior to mailing to insureds.
While Cofinity is a new brand name, the same quality network with competitive savings will not change. For more information visit: Cofinity.net
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FOOTBALL TICKETS
Yes, Brokers Health is still taking entries for our weekly football ticket drawing for:
Send us an email to enter or be automatically entered for every piece of business you write. THERE ARE GREAT GAMES STILL TO COME! |
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HRA
The Perfect Product Fit for BCBSM High Deductible Plans
Did you know that Flexible Blue (FB) isn't just a HSA compatible product? Actually, FB 3 & 4 are priced perfectly to fit the creative product designs of the HRA. Of course, Community Blue 12, 14 & 15 are also priced very attractively for the same creativity. For those employers that are interested in taking some risk, the 50 to 99 employee self funded product adds product options beyond the standard small group menu. The most frequently asked for option is 0% coinsurance after the deductible to meet the competition.
To obtain a self funded quote, call Bev - (269) 983-0633. |
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FREE CE credits
Brokers Health will be offering a free TWO (2) CE credit seminar entitled Health Savings Account:
- Date: December 12th
- Check in: 8:30
- Class: 9-11am
- Location: Brokers Health Insurance offices
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Agent Alliance DEADLINES
January 1, 2008 Deadlines
Group Wide Change: Friday 11-26-2007
New Business: Wednesday 11-28-2007
Agreements and required documentation submitted after the above dates are unlikely to be processed by the January 1, 2008 effective date. |
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NEW Real Choice Product
from Assurant Health/Time Insurance:
We have two new plans, Real Choices III that will let you offer competitive rates to groups that have no coverage or cannot afford what they have and also the new HRA wtih a $2000/$4000 deductible and 100% coinsurance, 1st dollar preventive $800, 20/50 copay and a $0 deductible 20/50/70 Rx card. This gives the employee a high deductible health plan with 1st dollar benefits and saves the employer 30%+ on the premium. PLUS! Free setup and monthly administration. *(employees must be responsible for 50% of coinsurance).
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APEP Choices coming soon for small groups
NEW affordable product offers variety and choice APEP Choices, coming soon from American Community, is a new health product for groups of 2-50 employees offering variety and choice! With 14 plan designs, many included benefits and several attractive options - including an optional Health Reimbursement Arrangement (HRA), your group clients will be able to meet their employees' health insurance needs with a plan best suited for their company's budget. Quoting for APEP Choices begins November 1, 2007 for effective dates beginning December 1, 2007.
Contact us today for more details on this plan, marketing materials and changes for American's Preferred Advantage Plan.
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