• Are your group renewals going up?
• Do you want to save 15%?
• Have you heard of the Delphi Card?
• Great Commissions available.

Contact the Brokers Health Team today for more information on how agents can benefit from this revolutionary new product.

American Community Field Bulletins

• New Application for Small Groups 
  • States:  Iowa
  • Effective:  April 18, 2008
  • State Requires Uniform Group Health Applications for all small group new business.  Effective April 18, 2008 the state of Iowa will require all group health insurance carriers to use a uniform application on new business for groups of 2-50 employees.  To remain compliant, it is asked that you please begin using Iowa Uniform Group Health Application, form number IA 4/08 for all your small group clients who wish to apply for any of these AC group products:
    • APEP Choices
    • Next Generation HSA
    • Triple Tier
• Individual Renewal Rate Changes 
  • States:  Iowa, Illinois, Michigan, Missouri, Nebraska, Indiana
  • Effective Dates Beginning July 1, 2008
  • For Individual health insurance products, policy holders will receive a renewal increase in premium, plus an age increase on or after the effective date above.
• Fund Administration Update 
  • States:  ALL
  • Effective Date August 1, 2008
  • American Chartered Bank with no fees for HSAs HealthEquity Administration with low fees and online claims for HSAs and HRAs.  American Community is making some changes to the fund administration they offer with all of our group and individual health products that include a health savings account (HSA) or health reimbursement arrangement (HRA).  Starting this August AC will offer basic fund administration through American Chartered Band, with no monthly fees to American Community HSA customers.  Beginning the effective date above, you will have 3 choices for HSA fund administration:
    • American Chartered Bank - basic account administration with no fees
    • HealthEquity - enhanced fund administration with a monthly fee of $3.95
    • Another financial institution of your choice
  • If you choose not to make a change from HealthEquity you do not need to do anything and your account will remain with HealthEquity.  Your fund administration choice does not affect your health insurance premium.  Please continue to use your current AC medical ID card.

Please call or email us for more detailed information on any of the above items.

Brokers Health has added the functionality to our website to give visitors health insurance quotes in two easy steps.  By filling in basic info and a personal profile - all industry best secured - numerous quotes are provided.  UPDATE - we have upgraded the interface to make it even easier to get and review quotes - try it today!

 

• Double-digit rate reductions - up to 47% in Michigan - better rates mean more individual medical (IM) sales for you.
• One Decreasing Deductible - reward your clients with credits that reduce the amount they pay of their deductible by as much as 70%.
• New network opportunities - now more competitive in many markets.
• Patient Care - It's customer care for you!  Access to this independent health care advocacy service helps your customers resolve health care issues and better understand their benefits.
• KeyMed - an impaired risk health plan for individuals who are ineligible for major medical insurance due to a medical condition.

Also ask us about:

•  Maternity Coverage Enhancements
• 36-month and 24-month rate guarantees
• Extended Deductible Period
• Short Term Medical and VoluntaryMart plans

For the full articles above, contact us today.

• You initiate the bonus qualification period when your first group is issued.  Beginning on that date, you have 90 days to issue two more groups.
• You'll earn a $1,000 bonus when you sell the third group.
• And there's more!  Assurant will pay an extra $100 per group if a high deductible plan ($2,000 or higher) is issued.  This can add $300 if all three groups qualify - bringing the rate payout to $1,000.
• After the three groups are issued, you've completed the Third Time's a Charm and you can start the whole process over again.

Get in on the action today...by jump-starting your Third Time's a Charm with the first small group!  Contact us for complete details and find out how Brokers Health Insurance can help you qualify.

• Increase Your Commission
• Point-Of-Sale Presentations
• KeyMed Underwriting Improvements
• Prescription Drug Summary
• Improved E & O Insurance

 

• Brand New Companies
• Top Contracts
• Top Rated Carriers
• Trips, Bonuses, Incentives

 

• 2008 Individual Broker Bonus Program - Aetna has ramped up your rewards for selling the Aetna Advantage Plans into a triple play:  cash rewards PLUS qualified leads and co-op marketing dollars to support your ongoing success.
• Effective July 1, 2008:
  • New plans:
    • First Dollar 30
    • First Dollar 40
    • PPO Value 5000
  • Plans no longer available:
    • First Dollar PPO 25
    • PPO 500
    • PPO 1000

Don't forget that Brokers Health will match up to $300 per year in co-op advertising.

Contact the Aetna experts at Brokers Health Insurance for more detailed information the bonus program above in addition to how the new and old plans affect those currently enrolled.