Brokers Health Insurance Newsletter
Managing General Agent for Individual, Group & Senior Products January 2007

In This Issue

SUGAR BOWL Tickets Winner

January Meetings with Leo Vespi of V & M Marketing

Win Tickets To See World-Renown Speakers!

Have you seen American Community, Assurant, Golden Rule, and World lately?

IRS Releases 2007 HSA Limits

IBA/UnitedHealthcare Integration - UPDATE

2007 IRS Limitations on Qualified Long-Term Care Insurance Premiums

American Community News


 

SUGAR BOWL Tickets Winner

The winner of the Sugar Bowl Tickets was:
Tom Jennings

Congrats to Mr. Jennings and thank you to everyone who entered. CONTACT US TODAY for Super Bowl tickets and stay tuned for your chance to win college basketball tickets.

Brokers Health Insurance also gave away HOME FOOTBALL TICKETS for the University of Michigan, Notre Dame and Michigan State this Fall.

Winners were:

  • Michael King
  • Jennifer Brewer
  • Brian Kavanaugh
  • Ann Street
  • Gary Stuart
  • Kelly Page
  • Trish Krupin
  • Shani Kavanaugh
  • Chris Brayak
  • Jason Spaulding
  • Al Opas
  • Tom Rossman
  • Tony Ventimiglia
  • Chuck Pfauth
  • Dave McQueen
  • Eric Shippey
  • RayAmicarilli
  • Leo Vespi
  • Dave Clark
  • Ken Sommers
  • Lynn Sommers
  • Stephen Erikson
  • Howard Bowersox
  • Terry Vronko




Brokers Health Insurance hopes 2007 is the best year yet for your business - AND WE WANT TO HELP. Our goal at Brokers Health Insurance is two-fold:

  • Provide a continuous stream of the latest high-quality individual, group and senior insurance products
  • Deliver the tools, resources, knowledge, and expertise to enable the agent to work smarter, not harder.
This newsletter is created with that in mind.

Please don't hesitate to contact us with your questions or comments anytime.


  • January Meetings with Leo Vespi of V & M Marketing
  • Assurant, American Community and World Training will be the first meetings of 2007, to be held on:

    • Thursday January 11th at 12:30pm
      Brokers Health Insurance
      Box Lunch will be served at 12:30pm, meeting from 1-3pm
    • Friday January 12th from 9am- 12noon
      V & M Marketing - map
      99 Monroe NW, Ste. 101
      Grand Rapids, MI 49503
      616-988-6020

    Contact us today to register
  • Win Tickets To See World-Renown Speakers!
  • The Economics Club of Southwest Michigan, whose mission is "to conduct meetings and provide speakers for the purpose of aiding in the creation and expression of enlightened public opinion on the important economic and social questions of the day...but without endorsement of any particular cause." Brokers Health is offering tickets for dinner and speeches to those who enter the drawing. Speakers are:

    • Dean Ornish - Medical Researcher - Monday, March 19, 2007
    • Mikhail Gorbachev - Past President of the Former Soviet Union - Tuesday, April 17, 2006
    • John McCain - U.S. Senator - Spring 2007, Date TBA

    To enter, contact us today...
  • Have you seen American Community, Assurant, Golden Rule, and World lately?
  • Did you know we offer:

    • Top Commission Schedule.
    • Quality Products. 2nd to None!
    • Competitive Pricing. Best value in the industry!
    • Training.
    • Rating.
    • Prompt fair claims service.
    • Easy, but thorough underwriting.
    • Some of the ?best? incentive trips in the industry.

    For more on how to earn TOP COMMISSIONS from Brokers Health Insurance click here
  • IRS Releases 2007 HSA Limits
  • The HSA limits for 2007 have been finalized and are listed below:

    • Maximum Contribution Limits
      SINGLE - $2850
      FAMILY - $5650
    • Minimum Deductible Requirements
      SINGLE - $1100
      FAMILY - $2200
    • Maximum Out-Of-Pocket
      SINGLE - $5500
      FAMILY - $11000
    • Catch-up Contribution - $800

    Please contact us with your HSA questions
  • IBA/UnitedHealthcare Integration - UPDATE
  • "In June 2006 UnitedHealthcare purchased IBA Health Plans, including IBA Health and Life Assurance Company and IBA Self Funded Group, Inc. This transaction joins two highly complementary organizations, combining national expertise with local service, and advancing UnitedHealthcare's presence in southwest Michigan."

    CLICK HERE to download the Integration Update for Employers
  • 2007 IRS Limitations on Qualified Long-Term Care Insurance Premiums
  • The Internal Revenue Service recently announced the 2007 deduction limitations on qualified long-term care insurance premiums. See the age-based chart below:

    Attained age before close of taxable year - Maximum deduction

    • 40 or less - $290
    • More than 40 but less than 50 - $550
    • More than 50 but less than 60 - $1,110
    • More than 60 but less than 70 - $2,950
    • More than 70 - $3,680

    Contact us for more infomation
  • American Community News
  • Two important updates from American Community:

    • Individual Rates Decreased - effective 12/1/06
      Michigan - Next Generation HSA & Triple Tier
      New business rates decreased 10%
    • New Short Term Application - effective 1/1/07
      American Community has updated the Short Term Application to reflect new rates effective January 2007. Please destroy your existing stock and begin using the new application immediately. FORM NUMBERS for Indiana and Michigan have been updated so use only forms that have "Rev 11/06".

    Contact us today with your AC questions





    Brokers Health Insurance | 415 Main Street | Saint Joseph | MI | 49085