GreatLakesIM.com

February 2010
MAIA Annual Convention
19th Annual Convention at the Amway Grand
in Grand Rapids, MI

Convention Website

February 23rd, 24th & 25th, 2010


Be sure to stop by our booth in the exhibitor hall for some great giveaway's and the chance to win some fantastic prizes!  Below are some additional information and materials for the convention. We hope to see you in Grand Rapids!

Click here to access the Convention Agenda

Click here for the registration form (PDF)

Click here for the Hotel registration form (PDF)

For more information Email Bev Gough at Bev@GreatLakesIM.com, or call her at (269)983-0633 or (800)782-8190.
New Website Address
Our Email addresses have changed too
www.GreatLakesIM.com

We have changed our website address, the name is shorter and easier, please be sure to point your browser to www.GreatLakesIM.com.  Over the next couple of months you will notice a new design with greater user interaction and flexibility.  Stay tuned!
 
Please make note of our new email addresses below:

Bev Gough            Bev@GreatLakesIM.com
Brian Kavanaugh    Brian@GreatLakesIM.com
AmericanCommunityLogo
Mike Pierce           Mike@GreatLakesIM.com
Ron Neubauer        Ron@GreatLakesIM.com
Ron Cornelius        RonC@GreatLakesIM.com

Pat Decker           Pat@GreatLakesIM.com
Gen
eral Info          Info@GreatLakesIM.com
Code Blue - Contact Your
Senator Today
Clients: Concern Over Key Issues That Are
Being Considered Behind Closed Doors

     Action Alert
At this critical stage of health care reform negotiations, we highly recommend for the benefit of your clients to weigh in with their elected officials and the White House about key issues that will affect employers and their ability to continue to offer quality, affordable health benefits.
 
Of particular concern to us and to your clients are the special interest deals that are being greased behind closed doors that will create perverse incentives in our health care system and shift costs onto all Americans. This, at a time when our shared goals should be to make our health system more balanced and equitable.
 
Please take a few moments to share this suggested letter text that your clients can send to Congress and the White House. We encourage you all to weigh in with your own voices on these issues, as well.
 
Thank you for your continued support.
 
For more information Email Bev Gough at Bev@GreatLakesIM.com, or call her today at (269)983-0633 or (800)782-8190.
 
Modernizing the Medigap Market
Changes take effect June 1, 2010

Mutual of Omaha

At the federal government's suggestion in 2003 to modernize the Medigap market, the NAIC reviewed the current plans and determined updates were needed given marketplace changes since 1990.

Effective June 1, 2010, consumers on Medicare will choose from these 11 Medigap plans: A, B, C, D, F, high-deductible F, G, K, L, M and N.

Changes from the 1990 standardized plans include:

  • Eliminated Plans E, H, I and J
  • Removed at-home recovery and preventive care benefits from all plans
  • Increased Part B excess charges coverage from 80% to 100%
  • Added a hospice benefit to the basic (core) benefits
  • Created Plans M and N featuring higher cost-sharing at lower premiums
Click here for a benefits checklist from Mutual of Omaha.

For more information Email Bev Gough at Bev@GreatLakesIM.com, or call her today at (269)983-0633 or (800)782-8190.
Stonebridge Life Insurance Webinar
Wednesday January 20th, 2010
Stonebridge Life Insurance

    

     Join Stonebridge Life Insurance for an informational webinar discussing their product portfolio as well as tips to successfully field, underwrite and submit an application.  Plans are for approximately one hour - 40 minutes of presentation time and 15 to 20 minutes of a question and answer period. 


     Stonebridge Life will go over all products in detail as well as discuss the most efficient ways to submit your business and gather the most appropriate and helpful information from your clients.  The meeting will be held Wednesday, January 20th at 1:00PM Central Standard Time and requires a simple registration process.  By clicking "Register Now" you can sign up for the webinar.


For more information Email Bev Gough at Bev@GreatLakesIM.com, or call her today at (269)983-0633 or (800)782-8190.


MedAmerica offers Webinar
How to Get the First Sale in Small Business Marketing
MedAmerica      Be a part of the MedAmerica Webinars and learn about one of their most popular policies, Simplicity, as well as tools and tricks of the trade to increase your bottom-line.

     Click here for a PDF brochure of the upcoming webinar dates and topics.

For more information Email Bev Gough at Bev@GreatLakesIM.com, or call her today at (269)983-0633 or (800)782-8190.

It's A 'SAD' Time of Year
Seasonal Affective Disorder
    AmericanCommunityLogo

Less daylight during the fall and winter causes depression in some people.

Other factors contributing to seasonal affective disorder (SAD) may include genetics and age. We know that neurochemicals are involved in the regulation of our mood and functioning.

Melatonin is a hormone that our brains produce during the hours of darkness. It is involved with regulation of sleep, body temperature and release of hormones. As with any hormone, the amount produced is important.

People with SAD produce too much melatonin. This disrupts our internal body clock leading to depressive symptoms. If you have had episodes of depression that clearly have an onset in fall or winter followed by remission of symptoms in the spring or summer, you may have SAD.

Symptoms of winter-onset seasonal affective disorder include:

  • Depressed mood
  • Irritability
  • Hopelessness
  • Anxiety
  • Loss of energy
  • Social withdrawal
  • Oversleeping (feeling like you want to hibernate)
  • Loss of interest in activities you normally enjoy
  • Appetite changes, especially a craving for foods high in carbohydrates such as pastas, rice, bread and cereal
  • Weight gain
  • Difficulty concentrating and processing information

Medications or light therapy (phototherapy) can be used to treat SAD. The type of light used, distance from the light, and amount of time, are very specific. The light should be of adequate intensity, 10,000 lux (lux is a measurement of light intensity). At 10,000 lux, the amount of time required in front of the light is 30 minutes.

If the light is 5,000 lux, then the amount of time will be 60 minutes. You need to have your eyes open, so that the light can reach the retina in the back of your eye. You do not have to look directly at the light. You can read, knit, etc. The light purchased should have information on exactly how to use the light effectively. The distance you sit from the light will range from about 12-18 inches. The light will not emit damaging UV rays.

Speak with your health care provider if you think you may have SAD. Treatment is available. There are possible side effects, such as eye strain and headaches. Typically, light therapy is done in the morning, as it can cause insomnia if done too late in the day. If you struggle with bipolar, a hypomanic or manic episode can be triggered by light therapy, so should be used with extreme caution.

You can purchase a phototherapy light without a prescription, but speak with your provider first. Treat SAD, so you can enjoy this beautiful time of year!

AmericanCommunityLogoA Managing General Agent (MGA) and General Agent (GA), providing assistance to independent Agents and Agencies throughout the Midwest with products and services which increase their sales and market growth in the individual, group and senior insurance markets.

Great Lakes Insurance Management began company operations back in the early 1970's in St. Joseph, Michigan. We provide services to agents via a staff of experienced and trained insurance professionals.
Quick Links
Newsletters

In This Issue
MAIA Annual Convention
New Web Address
Code Blue - Action Alert
Modernizing the Medigap Market
Stonebridge Life Webinar
Seasonal Affective Disorder
2011 Vagation Getaway
Cruise
SAND, SUN, FUN AND A FEW GREAT PRIZES TOO!
Great Lakes Insurance Management is changing the Vacation Giveaway Program this year!

We will still be giving away a fantastic trip to qualifying agents, but we will also be giving away some great prizes on a tiered level.

Stay tuned to next month's newsletter for complete details.
Great Lakes Insurance Management offers a world-class quiver of products and services to assist our agents with unparalleled support.  Let us know what we can do to increase your book of business in any way.  Thank you!
 
Great Lakes Insurance Management values your privacy so we will never share your email address with anyone.  Contact us anytime with any questions, comments or ideas you may have.