MAIA Annual Convention
19th Annual Convention at the Amway Grand in Grand Rapids, MI
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February 23rd, 24th & 25th, 2010
Be sure to stop by our booth in the exhibitor hall for some great giveaway's and the chance to win some fantastic prizes! Below are some additional information and materials for the convention. We hope to see you in Grand Rapids!
Click here to access the Convention Agenda
Click here for the registration form (PDF)
Click here for the Hotel registration form (PDF)
For more information Email Bev Gough at Bev@GreatLakesIM.com, or call her at (269)983-0633 or (800)782-8190.
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New Website Address Our Email addresses have changed too | www.GreatLakesIM.com
We
have changed our website address, the name is shorter and easier,
please be sure to point your browser to www.GreatLakesIM.com. Over the
next couple of months you will notice a new design with greater user
interaction and flexibility. Stay tuned! |
Code Blue - Contact Your Senator TodayClients: Concern Over Key Issues That Are Being Considered Behind Closed Doors
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At this critical stage of health care
reform negotiations, we highly recommend for the benefit of your
clients to weigh in with their elected officials and the White House
about key issues that will affect employers and their ability to
continue to offer quality, affordable health benefits.
Of particular concern to us and to your clients are the special
interest deals that are being greased behind closed doors that will
create perverse incentives in our health care system and shift costs
onto all Americans. This, at a time when our shared goals should be to
make our health system more balanced and equitable.
Please take a few moments to share this suggested letter text that
your clients can send to Congress and the White House. We encourage you
all to weigh in with your own voices on these issues, as well.
Thank you for your continued support.
For more information Email Bev Gough at Bev@GreatLakesIM.com, or call her today at (269)983-0633 or (800)782-8190.
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Modernizing the Medigap Market
Changes take effect June 1, 2010
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At the federal government's suggestion in 2003 to modernize the
Medigap market, the NAIC reviewed the current plans and determined
updates were needed given marketplace changes since 1990.
Effective June 1, 2010, consumers on Medicare will choose from these
11 Medigap plans: A, B, C, D, F, high-deductible F, G, K, L, M and N.
Changes from the 1990 standardized plans include:
- Eliminated Plans E, H, I and J
- Removed at-home recovery and preventive care benefits from all plans
- Increased Part B excess charges coverage from 80% to 100%
- Added a hospice benefit to the basic (core) benefits
- Created Plans M and N featuring higher cost-sharing at lower premiums
Click here for a benefits checklist from Mutual of Omaha.
For more information Email Bev Gough at Bev@GreatLakesIM.com, or call her today at (269)983-0633 or (800)782-8190. |
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Stonebridge Life Insurance Webinar
Wednesday January 20th, 2010
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Join Stonebridge Life Insurance for an informational webinar discussing their
product portfolio as well as tips to successfully field, underwrite and submit
an application. Plans are for approximately one hour - 40 minutes
of presentation time and 15 to 20 minutes of a question and answer
period.
Stonebridge Life will go over all products in detail as well as discuss the
most efficient ways to submit your business and gather the most appropriate and
helpful information from your clients. The meeting will be held
Wednesday, January 20th at 1:00PM Central
Standard Time and requires a simple registration process. By clicking
"Register Now" you can sign up for the webinar.
For more information Email Bev Gough at Bev@GreatLakesIM.com, or call her today at (269)983-0633 or (800)782-8190.
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MedAmerica offers Webinar
How to Get the First Sale in Small Business Marketing
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Be a part of the MedAmerica Webinars and learn about one of their most popular policies, Simplicity, as well as tools and tricks of the trade to increase your bottom-line.
Click here for a PDF brochure of the upcoming webinar dates and topics.
For more information Email Bev Gough at Bev@GreatLakesIM.com, or call her today at (269)983-0633 or (800)782-8190.
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It's A 'SAD' Time of Year
Seasonal Affective Disorder
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Less daylight during the fall and winter causes depression in some people.
Other factors contributing to seasonal affective disorder (SAD) may
include genetics and age. We know that neurochemicals are involved in
the regulation of our mood and functioning.
Melatonin is a hormone that our brains produce during the hours of
darkness. It is involved with regulation of sleep, body temperature and
release of hormones. As with any hormone, the amount produced is
important.
People with SAD produce too much melatonin. This disrupts our internal
body clock leading to depressive symptoms. If you have had episodes of
depression that clearly have an onset in fall or winter followed by
remission of symptoms in the spring or summer, you may have SAD.
Symptoms of winter-onset seasonal affective disorder include:
- Depressed mood
- Irritability
- Hopelessness
- Anxiety
- Loss of energy
- Social withdrawal
- Oversleeping (feeling like you want to hibernate)
- Loss of interest in activities you normally enjoy
- Appetite changes, especially a craving for foods high in carbohydrates such as pastas, rice, bread and cereal
- Weight gain
- Difficulty concentrating and processing information
Medications or light therapy (phototherapy) can be used to treat SAD.
The type of light used, distance from the light, and amount of time,
are very specific. The light should be of adequate intensity, 10,000
lux (lux is a measurement of light intensity). At 10,000 lux, the
amount of time required in front of the light is 30 minutes.
If the light is 5,000 lux, then the amount of time will be 60 minutes.
You need to have your eyes open, so that the light can reach the retina
in the back of your eye. You do not have to look directly at the light.
You can read, knit, etc. The light purchased should have information on
exactly how to use the light effectively. The distance you sit from the
light will range from about 12-18 inches. The light will not emit
damaging UV rays.
Speak with your health care provider if you think you may have SAD.
Treatment is available. There are possible side effects, such as eye
strain and headaches. Typically, light therapy is done in the morning,
as it can cause insomnia if done too late in the day. If you struggle
with bipolar, a hypomanic or manic episode can be triggered by light
therapy, so should be used with extreme caution.
You can purchase a phototherapy light without a prescription, but speak
with your provider first. Treat SAD, so you can enjoy this beautiful time of year! |
A
Managing General Agent (MGA) and General Agent (GA), providing
assistance to independent Agents and Agencies throughout the Midwest
with products and services which increase their sales and market growth
in the individual, group and senior insurance markets.
Great Lakes Insurance Management began company operations back in the early 1970's in St. Joseph, Michigan. We provide services to agents via a staff of experienced and trained insurance professionals. |
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SAND, SUN, FUN AND A FEW GREAT PRIZES TOO!
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Great Lakes Insurance Management is changing the Vacation Giveaway Program this year!
We will still be giving away a fantastic trip to qualifying agents, but we will also be giving away some great prizes on a tiered level.
Stay tuned to next month's newsletter for complete details.
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