Win College Basketball tickets!
Call our office today to get entered to win!
The winner of the Sugar Bowl Tickets was:
Tom Jennings
Congrats to Mr. Jennings and thank you to everyone who entered.
Brokers Health Insurance also gave away HOME FOOTBALL TICKETS for the University of Michigan, Notre Dame and Michigan State this Fall.
Winners were:
- Brian Kavanaugh
- Ann Street
- Gary Stuart
- Kelly Page
- Trish Krupin
- Shani Kavanaugh
- Chris Brayak
- Jason Spaulding
- Al Opas
- Tom Rossman
- Tony Ventimiglia
- Chuck Pfauth
- Dave McQueen
- Eric Shippey
- RayAmicarilli
- Leo Vespi
- Dave Clark
- Ken Sommers
- Lynn Sommers
- Stephen Erikson
- Howard Bowersox
- Terry Vronko
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Brokers Health Insurance makes every effort to support our agent partners with a latest high-quality individual, group and senior insurance products. This updated eNewsletter format along with timely information is one of the ways we hope to accomplish this goal.
Brokers Health values your privacy so we will never share your email address with anyone. Contact us anytime with any questions, comments or ideas you may have - Thank you. |
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Missionary & Church groups are traveling now!
Don't miss your opportunity to provide them with quality travel medical products! Your local churches and missionary groups are making plans now to travel internationally and you can help. International Medical Group offers a variety of products designed exclusively for these unique groups.
We feature Group Outreach Travel Medical Insuance, a plan designed specifically to provide short and intermediate-term coverage for missionaries and other church-related groups that are traveling.
For more information about Group Outreach or our other mission products, contact us today! |
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Assurant Rate Reduction
First quarter Rate Reduction of 13.77% on all Small Groups for the following four counties:
Muskegon, Ottawa, Kent & Allegan
New incentive products, earn extra money selling Small Group Products. Contact us for more information. |
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Test your knowledge about disability and disability income insurance.
Try these true/false questions?
- One out of seventeen people ages 35 to 65 can expect to become disabled for five years or longer.
- Disability is the cause of nearly 50% of all home foreclosures.
- To qualify for total disability insurance benefits, you cannot be gainfully employed.
- You may purchase enough DI coverage to fully replace your normal monthly earnings in case you are totally disabled.
(Scroll down to see the correct answers.)
Your self-employed clients could be in a world of hurt should illness or accident make earning a regular income impossible, even for a short time. The same could be true of employees with inadequate or no employer-provided DI coverage. You really should discuss this with your clients, and that means acquiring enough knowledge to help them.
Do you know which carriers:
- will provide coverage for which occupations?
- offer the best rates?
- have the highest/lowest maximum issue limits?
- guarantee that premiums will never increase?
- offer the option to purchase long-term care insurance sometime in the future regardless of health conditions?
We know. Give us a call - 269.983.0633
Answers:
- False. The answer is actually about one out of seven people.
- True.
- False. Many policies allow you to work in an occupation that is different from your usual occupation and still receive full benefits. This is a standard feature in some policies and a rider in others.
- False. The total benefits from all your DI policies combined cannot equal more than approximately 2/3 of your normal monthly earnings (and often is limited to less than 1/2 in higher income brackets)
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Win Tickets To See World-Renown Speakers!
The Economics Club of Southwest Michigan, whose mission is "to conduct meetings and provide speakers for the purpose of aiding in the creation and expression of enlightened public opinion on the important economic and social questions of the day...but without endorsement of any particular cause." Brokers Health is offering tickets for dinner and speeches to those who enter the drawing. Speakers are:
- Dean Ornish - Medical Researcher - Monday, March 19, 2007
- Mikhail Gorbachev - Past President of the Former Soviet Union - Tuesday, April 17, 2006
- John McCain - U.S. Senator - Spring 2007, Date TBA
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Have you seen American Community, Assurant, Golden Rule, and World lately?
Did you know we offer:
- Group Commission at 7%
- Top Commission Schedule.
- Quality Products. 2nd to None!
- Competitive Pricing. Best value in the industry!
- Training.
- Rating.
- Prompt fair claims service.
- Easy, but thorough underwriting.
- Some of the "best" incentive trips in the industry
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IRS Releases 2007 HSA Limits
The HSA limits for 2007 have been finalized and are listed below:
- Maximum Contribution Limits
SINGLE - $2850
FAMILY - $5650
- Minimum Deductible Requirements
SINGLE - $1100
FAMILY - $2200
- Maximum Out-Of-Pocket
SINGLE - $5500
FAMILY - $11000
- Catch-up Contribution - $800
Please contact us with your HSA questions |
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2007 IRS Limitations on Qualified Long-Term Care Insurance Premiums
The Internal Revenue Service recently announced the 2007 deduction limitations on qualified long-term care insurance premiums. See the age-based chart below:
Attained age before close of taxable year - Maximum deduction
- 40 or less - $290
- More than 40 but less than 50 - $550
- More than 50 but less than 60 - $1,110
- More than 60 but less than 70 - $2,950
- More than 70 - $3,680
Contact us for more information |
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American Community News
Two important updates from American Community:
- Individual Rates Decreased - effective 12/1/06
Michigan - Next Generation HSA & Triple Tier
New business rates decreased 10%
- New Short Term Application - effective 1/1/07
American Community has updated the Short Term Application to reflect new rates effective January 2007. Please destroy your existing stock and begin using the new application immediately. FORM NUMBERS for Indiana and Michigan have been updated so use only forms that have "Rev 11/06".
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