December 2008 Newsletter from Brokers Health Insurance

Short Term Medical

Agents call Assurant Health's STM Insurance plan "affordable with a simple application process". It's one of the reasons why they are a leader in STM sales. The other reason is they listen to agents who sell it - they've run their business that way for the last 35 years. Let Brokers Health show you the STM benefits, flexibility and how they compare to what you now sell TODAY!

Enjoy the financial rewards of our Fast Start bonus!

Sell Short Term Medical (STM) plans between August 1 and December 31, 2008 - and you can earn bonus dollars! ASK US HOW!

From Assurant Regional Sales Director Dave Staley:

Group Rate Reductions
- Effective date: January 2, 2009
- Rate Reductions in 62 counties in Michigan of 10% and holding trend in balance of state.

Assurant is replacing older individual medical plans with the newest products. Contact us for details.

The New Small Group - Reference Guide

Assurant launched "The New Small Group" and we've got a handy guide that will help you and your staff submit prescreens and new business to our office. Contact us to get yours today!

One Decreasing Deductible - Rewarding your clients is a breeze.

One Decreasing Deductible from Assurant Health is a new feature of the Individual Medical OneDeductible Plan that rewards your clients by decreasing the amount they pay of their plan deductible. Ask us how.

With Assurant Health's Take It Easy program, the game plan for selling individual health insurance is simple.

We do the work and you get paid. Ask us how.

Strong ties in Michigan:

Assurant Health is committed to Michigan - and to you - by offering your clients affordable, quality health insurance products tied to a broad network of providers. Great rates: customers will benefit from our recent rate reductions - up to 47% - throughout the state of Michigan, alongside our strong network arrangement with Cofinity. You'll benefit from increased sales.

Strong networks: Assurant Health offers a number of network arrangements in Michigan which means choice for your clients. Cofinity and Assurant Health have worked together since 1991 to develop one on the most comprehensive networks available in Michigan.

Updated Rates:

CoreMed - rates 16-44% lower
OneDeductible - rates 12-34% lower
SaveRight HSA - rates 16-35% lower
MaxPlan - rates 20-47% lower
RightStart - rates 16-36% lower

Three Time's a Charm - Earn bonus bucks in Assurant Health's 2008 Sales Incentive Campaign.

One thousand dollars can be yours! And you can take advantage of this 2008 sales campaign throughout the year! Here's how you can earn lucrative bonuses by participating in Third Time's a Charm:

You initiate the bonus qualification period when your first group is issued. Beginning on that date, you have 90 days to issue two more groups.
You'll earn a $1,000 bonus when you sell the third group.
And there's more! Assurant will pay an extra $100 per group if a high deductible plan ($2,000 or higher) is issued. This can add $300 if all three groups qualify - bringing the rate payout to $1,000. Rates have even been lowered on high deductible plans.
After the three groups are issued, you've completed the Third Time's a Charm and you can start the whole process over again.

Get in on the action today...by jump-starting your Third Time's a Charm with the first small group! Contact us for complete details and find out how Brokers Health Insurance can help you qualify.

Please let Brokers Health know if you'd like more information.